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Winner of the American Society of Journalists and Authors' 2016 Outstanding Book Award in the Self-Help categoryPraise for Author's Last Book:"Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others.--Creditcardinsider.comIf you're in credit-card debt and you're tired of being told that all you need to do is give up your daily latte--and cut up all your credit cards--this is the book for you.Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her.So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years.In The Debt Escape Plan, you'll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer--and stay out of--credit-card debt.In this much-needed book, you'll learn:Why a one-size-fits-all approach to credit card debt doesn't work.How to use the Money Personality Quiz to customize your own debt escape plan.The nine biggest debt mistakes and how to overcome them.Seven secrets for giving your credit score a quick boost.how to overcome the hardships of medical bills.How to debt-proof your future so this never happens to you again!

Set of six porcelain accent plates Features assorted print designs Microwave safe Lead-free Each measures 9.25in diameter x 1in h Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

LS32-30 is designed to meet the basic document security needs of large offices with many users. This high-capacity, strip-cut shredder can destroy up to 32 sheets at a time with paper clips or staples. It also shreds credit cards, CDs and DVDs. It come

Set of six porcelain mugs Features assorted print designs Microwave safe Lead-free Each measures 4in w x 3.5in d x 5.5in h. Holds 15oz Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Set of four porcelain cereal bowls Microwave safe Lead-free Each measures 6in diameter x 3in h Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

The Vera Infinity Collection represents eternal love. The braided, loop-knotted rope symbol, free of beginning or end, appears in fine detail throughout the collection as a reminder of love's endurance. Metals Wipe with a soft dry cloth Imported Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Porcelain serving tray Features a printed geometric design Microwave safe Lead-free Measures 15in w x 7in d x 1in h Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Set of four lead-free blown champagne glasses Features a design with thin lip and delicate stem Designed by Alfredo Haberli Recipient of the iF and Les Decouvertes design awards Collection year 2001 Each measures 2.5in diameter x 9in high; holds 7oz. Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Color/finish: silver Design details: Food processor with 13 cup capacity Easily adjust slicing thickness with the externally adjustable exact slice disc, from thick to thin Setup is easy with the twist-free, one-click bowl assembly and latched lid Reduce prep time with the 3-in-1 feed tube to process a variety of ingredient shapes and sizes - tomatoes, cucumbers, potatoes and more Chop, shred, precision slice, knead and mix everything from fresh veggies to cheeses, doughs, sauces, salsa and so much more Great for every meal - whether its a quick and fresh salsa for Taco Tuesday or major slicing event for pizza on Friday night, the 13 cup capacity has you covered Store all blades and discs directly in the in-bowl storage caddy Add warm water and 1-2 drops of dish soap in the leak-resistant bowl to quickly clean bowl and blades Measures 8.750in x 17.43in Materials: plastic, stainless steel Dishwasher safe Voltage: 120 Made in the USA Contents of Set: food processor, 13-cup work bowl, multi-purpose blade, adjustable slicing disc, reversible shredding disc, dough blade, storage caddy, manual, warranty Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Color/finish: white Design details: Food processor with 13 cup capacity Easily adjust slicing thickness with the externally adjustable exact slice disc, from thick to thin Setup is easy with the twist-free, one-click bowl assembly and latched lid Reduce prep time with the 3-in-1 feed tube to process a variety of ingredient shapes and sizes - tomatoes, cucumbers, potatoes and more Chop, shred, precision slice, knead and mix everything from fresh veggies to cheeses, doughs, sauces, salsa and so much more Great for every meal - whether its a quick and fresh salsa for Taco Tuesday or major slicing event for pizza on Friday night, the 13 cup capacity has you covered Store all blades and discs directly in the in-bowl storage caddy Add warm water and 1-2 drops of dish soap in the leak-resistant bowl to quickly clean bowl and blades Measures 8.750in x 17.43in Materials: plastic, stainless steel Dishwasher safe Voltage: 120 Made in the USA Contents of Set: food processor, 13-cup work bowl, multi-purpose blade, adjustable slicing disc, reversible shredding disc, dough blade, storage caddy, manual, warranty Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Design details: 18/10 Stainless Steel Body and handle, Eterna Non-Stick triple layer coating, Resistant to metail utensils, Pollution Free, Aluminium Core for even heat distribution, Suitable for all cooking surfaces including induction, Easy to clean , Dishwasher safe, Oven Safe, PFOA-Free. The internal ETERNA non-sticking coating guarantees the best performances. Strongly repels water and grease for the easiest cleaning ever. Lasts 3 times longer in the Accelerated Cooking Test. Has 10 times the Dry-Egg release of the nearest competitive coating. It gives longer nonstick life than anything we have ever tested. Mepra and Pininfarina have created STILE, a refined cookware collection for the lovers of Italian beauty. An unmistakable design in which pure lines find harmoniously their place in everyday life. The perfect balance between shape and function: Mepra solid experience and Pininfarina constant aesthetic research have created a cookware collection in the pursuit of timeless values: Beauty, Purity, Innovation. With its contemporary, essential look, STILE brings elegance in the kitchen without forgoing functionality, making the cooking experience even more satisfying. The pureness of the lines and the clean, essential geometries shape a collection in which function and style reach the perfect balance. The contrast between the shiny finish of the handles and the satin-finished exterior gives to the collection an unmistakable look. Not only stylistic research, but also attention to safety, ergonomics and functionality, make STILE an expression of the highest Italian quality and the proof of an innovative approach to design, focused on peoples wishes and needs. Since 1930 Pininfarina has been synonym of elegance and innovation. Thanks to its unmistakable style, this design house has given life to some of the most stunning cars in automobile history and objects that entered in the dreams of generations of people. More then 85 years in creating beauty allow to give life to unique objects touching every aspect of the human experience. Italian style means sense of proportions, simplicity and harmony of line, such that after a considerable time, there is still something which is more alive than just a memory of beauty. [Battista `Pin Farina]. Made of the highest quality 18/10 Stainless Steel. From the first hand sketches to the final 3D models, the Stile collection has been conceived for the most refined and stylish home environments. The Pininfarina design team worked to give the product dynamic and sensual lines that get across a vivid impression of preciousness and, at the same time, lightness. The external matte finish surface enhances the elegance of the shape. The contrast of the glossy-matte finishing of the handles enhances the tri-dimensionality of the cooking tool. The heat-diffusing bottom with elevated thickness, heating surface to the edge of the body, guarantees an outstanding heat distribution. The round, non sharp-cornered bottom...

Simplify your life with Chuck. Crafted from chrome-free, vegetable-tanned leather, this card holder is a testament to sustainable and ethical craftsmanship. Its compact design holds multiple cards, cash, and even business cards, making it perfect for minimalist living. Handmade by skilled artisans, it's more than just a wallet. It's a functional piece of art.

Simplify your life with Chuck. Crafted from chrome-free, vegetable-tanned leather, this card holder is a testament to sustainable and ethical craftsmanship. Its compact design holds multiple cards, cash, and even business cards, making it perfect for minimalist living. Handmade by skilled artisans, it's more than just a wallet. It's a functional piece of art.

Design details: 18/10 Stainless Steel Body and handle, Eterna Non-Stick triple layer coating, Resistant to metail utensils, Pollution Free, Aluminium Core for even heat distribution, Suitable for all cooking surfaces including induction, Easy to clean , Dishwasher safe, Oven Safe, PFOA-Free. The internal ETERNA non-sticking coating guarantees the best performances. Strongly repels water and grease for the easiest cleaning ever. Lasts 3 times longer in the Accelerated Cooking Test. Has 10 times the Dry-Egg release of the nearest competitive coating. It gives longer nonstick life than anything we have ever tested. Mepra and Pininfarina have created STILE, a refined cookware collection for the lovers of Italian beauty. An unmistakable design in which pure lines find harmoniously their place in everyday life. The perfect balance between shape and function: Mepra solid experience and Pininfarina constant aesthetic research have created a cookware collection in the pursuit of timeless values: Beauty, Purity, Innovation. With its contemporary, essential look, STILE brings elegance in the kitchen without forgoing functionality, making the cooking experience even more satisfying. The pureness of the lines and the clean, essential geometries shape a collection in which function and style reach the perfect balance. The contrast between the shiny finish of the handles and the satin-finished exterior gives to the collection an unmistakable look. Not only stylistic research, but also attention to safety, ergonomics and functionality, make STILE an expression of the highest Italian quality and the proof of an innovative approach to design, focused on peoples wishes and needs. Since 1930 Pininfarina has been synonym of elegance and innovation. Thanks to its unmistakable style, this design house has given life to some of the most stunning cars in automobile history and objects that entered in the dreams of generations of people. More then 85 years in creating beauty allow to give life to unique objects touching every aspect of the human experience. Italian style means sense of proportions, simplicity and harmony of line, such that after a considerable time, there is still something which is more alive than just a memory of beauty. [Battista `Pin Farina]. Made of the highest quality 18/10 Stainless Steel. From the first hand sketches to the final 3D models, the Stile collection has been conceived for the most refined and stylish home environments. The Pininfarina design team worked to give the product dynamic and sensual lines that get across a vivid impression of preciousness and, at the same time, lightness. The external matte finish surface enhances the elegance of the shape. The contrast of the glossy-matte finishing of the handles enhances the tri-dimensionality of the cooking tool. The heat-diffusing bottom with elevated thickness, heating surface to the edge of the body, guarantees an outstanding heat distribution. The round, non sharp-cornered bottom...

Simplify your life with Chuck. Crafted from chrome-free, vegetable-tanned leather, this card holder is a testament to sustainable and ethical craftsmanship. Its compact design holds multiple cards, cash, and even business cards, making it perfect for minimalist living. Handmade by skilled artisans, it's more than just a wallet. It's a functional piece of art.

Simplify your life with Chuck. Crafted from chrome-free, vegetable-tanned leather, this card holder is a testament to sustainable and ethical craftsmanship. Its compact design holds multiple cards, cash, and even business cards, making it perfect for minimalist living. Handmade by skilled artisans, it's more than just a wallet. It's a functional piece of art.

Design details: 18/10 Stainless Steel Body and handle, Eterna Non-Stick triple layer coating, Resistant to metail utensils, Pollution Free, Aluminium Core for even heat distribution, Suitable for all cooking surfaces including induction, Easy to clean , Dishwasher safe, Oven Safe, PFOA-Free. The internal ETERNA non-sticking coating guarantees the best performances. Strongly repels water and grease for the easiest cleaning ever. Lasts 3 times longer in the Accelerated Cooking Test. Has 10 times the Dry-Egg release of the nearest competitive coating. It gives longer nonstick life than anything we have ever tested. Mepra and Pininfarina have created STILE, a refined cookware collection for the lovers of Italian beauty. An unmistakable design in which pure lines find harmoniously their place in everyday life. The perfect balance between shape and function: Mepra solid experience and Pininfarina constant aesthetic research have created a cookware collection in the pursuit of timeless values: Beauty, Purity, Innovation. With its contemporary, essential look, STILE brings elegance in the kitchen without forgoing functionality, making the cooking experience even more satisfying. The pureness of the lines and the clean, essential geometries shape a collection in which function and style reach the perfect balance. The contrast between the shiny finish of the handles and the satin-finished exterior gives to the collection an unmistakable look. Not only stylistic research, but also attention to safety, ergonomics and functionality, make STILE an expression of the highest Italian quality and the proof of an innovative approach to design, focused on peoples wishes and needs. Since 1930 Pininfarina has been synonym of elegance and innovation. Thanks to its unmistakable style, this design house has given life to some of the most stunning cars in automobile history and objects that entered in the dreams of generations of people. More then 85 years in creating beauty allow to give life to unique objects touching every aspect of the human experience. Italian style means sense of proportions, simplicity and harmony of line, such that after a considerable time, there is still something which is more alive than just a memory of beauty. [Battista `Pin Farina]. Made of the highest quality 18/10 Stainless Steel. From the first hand sketches to the final 3D models, the Stile collection has been conceived for the most refined and stylish home environments. The Pininfarina design team worked to give the product dynamic and sensual lines that get across a vivid impression of preciousness and, at the same time, lightness. The external matte finish surface enhances the elegance of the shape. The contrast of the glossy-matte finishing of the handles enhances the tri-dimensionality of the cooking tool. The heat-diffusing bottom with elevated thickness, heating surface to the edge of the body, guarantees an outstanding heat distribution. The round, non sharp-cornered bottom...

Color/pattern: slate Design details: Sustainable CleanBamboo fabric is a silky-soft, sateen weave thats smooth and comfortable against your skin. Cooling effect - breathable weave cools and adjusts for a comfortable sleep Feels smooth like silk, comparable to cotton 1,000 thread count Hypoallergenic, free from harmful chemicals and ideal for sensitive skin These signature sheet sets use 500x less water and produce 52% less CO2 than cotton; STANDARD 100 by OEKO-TEX 100% bamboo lyocell Machine wash cold on gentle/delicate with like fabrics, tumble dry low or line dry. Avoid bleach. To prevent pilling, avoid fabric softener or dryer balls. Imported Contents of Set: 1 fitted sheet 1 flat sheet 1-2 pillowcases based on size selection Choose from the following: Twin Fitted Sheet: 75in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Twin XL Fitted Sheet: 80in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Full Fitted Sheet: 75in x 54in x 16in, Flat Sheet: 102in x 92in, Pillowcase: 29in x 20in Queen Fitted Sheet: 80in x 60in x 17in, Flat Sheet: 106in x 100in, Pillowcase: 29in x 20in King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Cal King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Color/pattern: ocean Design details: Sustainable CleanBamboo fabric is a silky-soft, sateen weave thats smooth and comfortable against your skin. Cooling effect - breathable weave cools and adjusts for a comfortable sleep Feels smooth like silk, comparable to cotton 1,000 thread count Hypoallergenic, free from harmful chemicals and ideal for sensitive skin These signature sheet sets use 500x less water and produce 52% less CO2 than cotton; STANDARD 100 by OEKO-TEX 100% bamboo lyocell Machine wash cold on gentle/delicate with like fabrics, tumble dry low or line dry. Avoid bleach. To prevent pilling, avoid fabric softener or dryer balls. Imported Contents of Set: 1 fitted sheet 1 flat sheet 1-2 pillowcases based on size selection Choose from the following: Twin Fitted Sheet: 75in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Twin XL Fitted Sheet: 80in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Full Fitted Sheet: 75in x 54in x 16in, Flat Sheet: 102in x 92in, Pillowcase: 29in x 20in Queen Fitted Sheet: 80in x 60in x 17in, Flat Sheet: 106in x 100in, Pillowcase: 29in x 20in King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Cal King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.

Color/pattern: sage Design details: Sustainable CleanBamboo fabric is a silky-soft, sateen weave thats smooth and comfortable against your skin. Cooling effect - breathable weave cools and adjusts for a comfortable sleep Feels smooth like silk, comparable to cotton 1,000 thread count Hypoallergenic, free from harmful chemicals and ideal for sensitive skin These signature sheet sets use 500x less water and produce 52% less CO2 than cotton; STANDARD 100 by OEKO-TEX 100% bamboo lyocell Machine wash cold on gentle/delicate with like fabrics, tumble dry low or line dry. Avoid bleach. To prevent pilling, avoid fabric softener or dryer balls. Imported Contents of Set: 1 fitted sheet 1 flat sheet 1-2 pillowcases based on size selection Choose from the following: Twin Fitted Sheet: 75in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Twin XL Fitted Sheet: 80in x 39in x 16in, Flat Sheet: 102in x 71in, Pillowcase: 29in x 20in Full Fitted Sheet: 75in x 54in x 16in, Flat Sheet: 102in x 92in, Pillowcase: 29in x 20in Queen Fitted Sheet: 80in x 60in x 17in, Flat Sheet: 106in x 100in, Pillowcase: 29in x 20in King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Cal King Fitted Sheet: 80in x 76in x 17in, Flat Sheet: 108in x 106in, Pillowcase: 36in x 20in Your account will be credited within 48 hours after this item ships. The Account Credit is not valid for prior purchases or balances and must be used within sixty (60) calendar days after the Account Credit is deposited into your account (the "Account Credit Period"). Upon expiration of the applicable Account Credit Period any unused Account Credit will automatically expire.